If you’re passionate about helping people restore their lives when the unexpected happens, and providing the best customer experience, then our Mercury Insurance Claims team could be the place for you! We offer dynamic and challenging opportunities to those who want to make a meaningful impact.

Upon completion of our comprehensive training program, and with ongoing guidance and support, the Appraisal Specialist takes the lead in researching vehicle values and negotiating total loss settlements accurately, efficiently and with excellent customer service.

At Mercury, we believe in nurturing growth, making time to have fun, and working together to make great things happen.

• Research actual cash value of vehicles by gathering and analyzing current market information to reach an equitable settlement of damages for losses due to theft and collision, while maintaining good customer service and shop relations. 

• Confirms title status, researches any customizations, prior damage and condition. Identifies irregularities such as vehicles with salvage titles, grey market vehicles, custom/modified vehicles, and prior damage to determine their true market value.

• Reviews DMV reports and identifies the correct transfer of ownership documents to send to the registered owner, secures lienholder payoff amounts and Letter of Guarantee.

• Negotiates storage fees with body shops and towing yards.

• Responds to written correspondence in a timely and efficient manner. Routes correspondence to Claims Document Processing to obtain correct paperwork when needed. 

• Stays updated on current vehicle values, industry and market trends, State licensing, and Company policy and procedures.

• Contacts adjusters to confirm coverage, determine potential limits issues or possible fraudulent activity, and obtains approval to settle property damage.

• Initiates contact with insureds/claimants or their representatives regarding total loss.

• Completes and maintains comprehensive documentation of material damage information for assigned files and submits appropriate reports in a timely manner.

Minimum: 

• High School Diploma or GED

• You may be required to obtain a Company sponsored Adjuster’s license to handle claims, to be secured upon hire.

• Must be able to pass a fingerprint background check.

Preferred: 

• Bachelor’s Degree

Experience:

Minimum: 

• Total Loss Department related experience, or

• Equivalent combination of education and experience

Preferred: 

• 6+ months related experience.

Skills and Abilities:

Minimum:

• Solid comprehension of basic principles and practices of Company policies and procedures upon completion of formal and informal Claims Training.

• Ability to muti-task in a fast-paced environment, prioritize responsibilities, and deliver accurate work products to expedite a claims resolution.

• Has a passion for serving customers in their time of need.

• Possesses effective written and verbal communication skills to represent the Company effectively and professionally in multi-channel correspondence with insureds, claimants, their representatives, and other entities.

• Collaborates well with others. We are one team with a common goal.

• Ability to build rapport utilizing emotional intelligence.

• Views conflict resolution as an opportunity.

• Has self-motivation and accountability while working remotely.

• Demonstrated proficiency with MS Office products (Outlook, Word) and claims related software.

• Must have dedicated workspace that is free from distractions.

Preferred:

• Demonstrates intellectual curiosity by seeking out efficiencies through process improvement or technology.

• Takes ownership of any process they can improve.

• Assumes positive intent in all interactions.

• Seeks growth within and beyond this role.

Continuously (66%-100%):
• Must be able to maintain a sedentary position for extended periods.
• Must be able to communicate (electronically and telephonically) with team members, customers, and external parties.
• Must be able to operate and type on a computer, laptop, and/or other Company-issued electronic device for extended periods of time.
• Must be able to access and operate Company computer system, including preparing documents, entering data into computer system, and reading documents from a computer database or email system.
Occasionally (Up to 33%):
• Must be able to bend, stoop, reach, climb, and/or stand to access files, documents, and other equipment.
• Must be able to grasp, open, and close drawers, filing cabinets, and other equipment.

Join an amazing team that is consistently recognized for our achievements and culture, including our most recent Forbes award of being one of America's Best Midsize Employers!

Why choose a career at Mercury?

At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help other others. Everyone needs insurance and we can’t imagine a world without it.

Our team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.

We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a variety of benefits to help our team members reach their health, retirement, and professional goals.

Learn more about us here: https://www.mercuryinsurance.com/about/careers

Mercury Insurance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by federal, state, or local law.

We offer many great benefits, including:

• Competitive compensation
• Flexibility to work from anywhere in the United States for most positions
• Paid time off (vacation time, sick time, paid Company holidays, volunteer hours)
• Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
• Medical, dental, vision, life, and pet insurance
• 401 (k) retirement savings plan with company match
• Engaging work environment
• Promotional opportunities
• Education assistance
• Professional and personal development opportunities
• Company recognition program
• Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more